App and neobank cards: when one suits you

Choose an app card when you prefer one roof over many. Balance, card, help desk and price list all sit with a single firm, and the app does the currency swap at the till.

Weigh up the subscription levels and their cost, what conversion and foreign currency add on top, the countries covered, and the complaints users post about locked accounts and slow replies.

Convenience has a price: dependence. The firm is the one holding your money, so its house rules and its licence decide your options once trouble starts. The entries study those rules in depth.

Articles