Infini card review

Updated October 2026

Licensed

Available in US

Fast payouts

18+ Only

Infini was a Hong Kong-based crypto card programme that, in mid-2025, stopped issuing new cards and suspended existing ones for new spending. The brand is still around, and the app still exists, but the card itself is no longer a real option if you are starting from scratch today. If you already hold a card, your main job is to understand what state yours is in and to get any remaining balance out cleanly. This page walks through what happened, what it means for current and former customers, the risks that come with programmes of this shape, and the alternatives that are actually open to new users right now.

The conditions described below are current as of October 28, 2026.

Verdict

I have given the Infini card 4.1 out of 10. That is a low score, but it is not a “scam” score. It reflects a programme that, on paper at the time it was running, looked reasonably priced and reasonably modern, and then stopped. The reason the score is dragged down so hard is the combination of a closed card programme and the February 2025 vault incident, both of which sit on top of a structure where the issuer is not publicly named and the company behind the brand is a small Hong Kong LLC.

The audience for this card, if it were still issuing, would have been people who hold stablecoins and want to spend them through a mobile wallet without converting to a bank account first. That audience is now served better by other programmes. If you already have an Infini card, the relevant question is not “is this card worth it” but “what do I do with the balance I have left on it.”

What happened to the Infini card programme

The short version is that Infini had three card products for personal users, plus a fourth aimed at businesses, and the three personal ones are no longer working. The company itself is still operating, and the app is still being updated, but the consumer card programme has effectively ended.

The June 2025 suspension

On 17 June 2025, Infini told customers that its Global, Lite and Tech cards would be suspended for both new applications and existing use. The notice was reported by WuBlockchain on 23 June 2025. The company said card issuance fees would be automatically refunded to the user’s Infini balance within 10 business days, and it gave a reason: the co-founder cited high compliance costs and thin margins on the card business, and pointed to a shift toward wealth management. Deposits, withdrawals and Earn continued to function.

What this means in plain language: if you applied for or held one of these three cards, you cannot load new funds onto it, and you cannot use it to pay. The balance that was already on the card at the moment of suspension is the part that matters most, and how you recover it is described in the holders section below.

The Max card and the business card

The site also lists a personal “Max” card and a “Stablecoin Corporate Card.” The personal Max card’s status is not clearly stated on Infini’s public pages at the time of writing, and the September 2026 App Store release notes refer to a “new Max Card experience” without confirming whether it is open to new personal applicants. The corporate product is aimed at businesses and uses a different onboarding path.

If you came to this page looking for a card you can sign up for today, that is the part to check carefully: there is no clear “apply now” path for new personal users at the moment.

The February 2025 USDC incident

A few months before the card suspension, on 24 February 2025, Decrypt reported that about US$49.5 million in USDC had been taken from an Infini vault. The funds were moved by a former developer’s retained administrative privileges, according to on-chain analysis firms Cyvers and QuillAudits. Infini said at the time that withdrawals and payments continued to work, and the founder said users could be fully compensated.

The reason this matters for a card review is that it is a real-world test of what happens when a custodial crypto programme hits a security event. Card programmes depend on the issuer’s ability to keep the back-end funds safe, and this was a stress event for that back end. Infini publicly committed to making users whole, and the card programme continued to operate for several months afterward, which is consistent with the company having covered the loss rather than passing it to customers. The fact that the card programme was wound down a few months later, citing compliance costs and thin margins, does not by itself change that picture, but it does mean the brand now carries both an unresolved reputational event and a closed card product.

Where the company is based and who issues the card

The Infini brand is operated by Cynosure Technology LLC, a Hong Kong entity, which is named as the seller on the App Store and on the company site. The actual card issuer is not named on the public pages. The site says Infini “partners with regulated financial institutions,” and it shows an FCA mark without a licence number. For a card product, the issuer is the regulated entity whose licence allows cards to be issued, and the absence of a named issuer is something to weigh when you are deciding whether to load a balance onto any programme of this shape.

If you already have the card

This section is for people who applied before 17 June 2025 and still have an account, an Infini balance, or a card in their Apple or Google Wallet. The most useful thing you can do is to read it through once, in order, and act on the steps that match your situation.

What still works and what does not

Deposits to your Infini account, withdrawals from it, and the Earn feature continued to operate after the June 2025 suspension. The card itself does not. That means your job is to drain the card balance, if any, into your Infini account balance, and then withdraw that balance out through a method that works for you.

How to get your money out

The app supports BTC withdrawals, and the App Store release notes mention “withdrawal address matching” fixes, which suggests the team has been tightening the address-verification process. There are no published fees, limits or time frames for closing out a card balance on the pricing page. In practice that means you will need to log in, attempt a withdrawal, and follow whatever prompts the app shows. The Help Center and an email address ([email protected]) are the support channels the company lists.

If you applied for a card during the suspension notice window and paid a card issuance fee, the company said that fee would be refunded to your Infini balance within 10 business days. If you have not seen that refund, it is worth contacting support with your application reference.

How to remove the card from your phone

If the card is sitting in Apple Wallet or Google Pay from when it was active, it is a good idea to remove it now. A tokenised card number from a programme that has been wound down may still be visible to merchants for some time, and you do not want a stale token sitting on your phone. In Apple Wallet, open the wallet, tap the card, tap the three dots or the info button, and choose “Remove Card.” In Google Pay, open the app, find the card, and tap “Remove.” The card is no longer usable, but removing it keeps the wallet tidy and avoids accidental taps.

What to do with the Infini account itself

The brand has not announced that the broader account is being closed, and the app is still being updated, so there is no immediate need to delete the account. If you no longer want to keep a balance there, withdraw everything you do not need and stop using the account. The company does not publish an account-deletion flow on its public pages; if you want the account closed, contact support and ask.

A short checklist

• Check your card balance in the app and move it to your Infini account balance.
• Withdraw from the Infini account to a wallet or bank account you control.
• If you paid a card issuance fee during or just before the suspension, confirm the refund or chase it with support.
• Remove the card from Apple Wallet and Google Pay.
• If you have a small residual balance, withdraw it; do not leave funds on a programme you no longer use.

What can go wrong

Even if you have never held an Infini card, the programme is a useful case study in the risks that come with crypto card products in general. This section covers the specific risks around Infini, the structural risks around programmes of this shape, and the operational risks you accept when you load a balance.

Issuer and counterparty risk

The card issuer is not named on Infini’s public pages. The site uses the phrase “regulated financial institutions” in the plural, and it shows an FCA mark, but a mark without a licence number is not a licence. For comparison, programmes run by named European electronic money institutions typically state the issuer, the licence, and the regulator on the cardholder agreement. When a programme does not name the issuer, customers have less recourse if a dispute or insolvency arises, because the regulated entity is the one with the obligation to safeguard funds and to handle chargebacks. The Cynosure Technology LLC behind the Infini brand is a Hong Kong company, which means any legal action is also likely to sit outside the European and US consumer-protection frameworks that many readers will be used to.

Custodial risk and the vault incident

The February 2025 USDC incident is a direct example of custodial risk. A former developer’s retained administrative privileges were used to move US$49.5 million out of an Infini vault. The phrase “retained administrative privileges” is a polite way of saying that a person who no longer worked for the company still had the keys to a meaningful share of the back end. The company committed to compensating users, and the card programme kept running for several months, which is a real point in its favour. The structural point, though, is that any custodial programme depends on the discipline of the people who hold the keys, and that discipline is not something a user can verify from the outside.

The site claims SOC 2 Type II and PCI-DSS Level 1, that customer funds are held with regulated financial institutions in “bankruptcy-remote, segregated accounts,” and that crypto is held in multi-signature MPC wallets, with audits and penetration tests by a firm called Exvul. None of these claims is independently verified by the public information on the site, and the custody model for personal users is not stated.

Compliance and programme closure

The June 2025 suspension was, by the company’s own account, driven by high compliance costs and thin margins. That is a commercial reason, not a regulatory action, but the effect on users is the same as a regulator-driven closure: the card stops working. The more general pattern in this category is that programmes can be suspended quickly, sometimes with a short notice period. Visa terminated its global agreements with FTX in November 2022, and the FTX US debit card programme was wound down by its issuer. WaveCrest, a Visa card issuer that supplied several crypto card brands, was suspended by Visa in Europe in 2018, which closed every WaveCrest-issued Visa programme overnight. None of these examples means anything specific about Infini, but they are useful to keep in mind whenever you load a balance onto a card product: the programme can change faster than the public pages suggest.

Stablecoin and network risk

Infini accepts USDC and USDT, and the networks on which those tokens arrive are not named on the public pages. That is a real risk because sending USDT or USDC on the wrong network is one of the most common ways people lose money with stablecoin-funded cards. The general rule is that blockchain transfers are irreversible: a deposit sent on a network the card provider does not support, or to an address for a different network, can be lost or require manual support recovery with no guarantee. If the Infini app gives you a deposit address, copy it carefully, send a small test transaction first, and check with support before sending a large amount.

Stablecoins themselves are not risk-free. USDC and USDT together account for about 90% of stablecoin market capitalisation, according to the BIS in July 2025, and both have lost their peg in the past. USDC temporarily lost its peg in March 2023 during the US banking crisis. If you keep a stablecoin balance on a card programme, you are exposed both to the issuer of the token and to the card programme, and a problem at either layer can affect your ability to spend.

Refund, dispute and support risk

The site lists a 1% refund fee on Pro and Max cards. The dispute and chargeback process, and the time frames involved, are not stated. The app’s store listing shows a small number of ratings, which is a thin basis for judging support quality. The Help Center is reachable through a Telegram channel (t.me/infini_official) and an email address ([email protected]), and the company’s X account is @0xinfini. The languages supported, and the hours of operation, are not listed. For a programme that has just wound down its main product, that is a thin support surface.

What to check before loading any card programme

• The name of the card issuer, the licence, and the regulator. If the public pages do not state it, that is a yellow flag.
• Whether customer funds are held in segregated accounts, and by whom.
• The dispute and chargeback process, in writing, with time frames.
• The exact networks on which USDC and USDT deposits are accepted, and what happens if you send on the wrong network.
• The closure path: how a balance is returned, on what timeline, and through what channel.
• Whether the app supports strong authentication (passkey, biometric) and whether card freeze and spending limits are available.

What to take instead

There is no point pretending that a closed card programme is a live option, so this section is for readers who came here because they want a card to spend stablecoins with. The three alternatives below are the ones with enough public information to be worth comparing. None of them is a perfect match for the audience Infini was aimed at, and the comparisons below are meant to help you pick between them rather than to crown a winner.

CardFlow

CardFlow is described on its own site as “Nigeria’s smartest fintech card platform” and is aimed at Nigerians and global users. The headline product is a virtual USD Mastercard that can be created in 3 minutes, and the site’s FAQ says creating a card is free. Funding is in Bitcoin, USDT, ETH or Naira bank transfer, with the networks not stated. Rewards, fees beyond the creation cost, and a country list are not stated on the public pages I could read. Its review score is 4.9 out of 10.

The honest reading of CardFlow is that it is built for a Nigerian audience first and a global audience second. If you are not in Nigeria, the product is thinner than the headline suggests, and the absence of a fee schedule and a country list is the kind of thing you should test with a small balance before you commit to it.

HyperCard

HyperCard is a prepaid card whose balance is held in USD or EUR, and you fund it by depositing USDT, BTC or ETH in the app, which the app converts to the card’s balance currency. The App Store page says the card works in “more than 176 countries,” which is a statement about acceptance rather than eligibility, and the official pages do not state a country list. Fees are not stated on the pages I could read. Its review score is 4.7 out of 10.

HyperCard is the simplest of the three on paper, because the funding story is just “deposit crypto, the app converts it.” The risk is the absence of a fee schedule and a country list: a simple product with no numbers in public is hard to compare.

Card.fi

Card.fi is the most expensive and the most fully disclosed of the three. It offers Virtual Classic, Virtual Premium, physical cards and a metal (stainless steel) card, with a virtual card included in every physical order. Cards are issued “under licence from the relevant card schemes,” which is the card-network equivalent of naming the issuer, although Visa or Mastercard is not named on the pages I could read. The headline costs are one-time: Virtual Classic $49, Virtual Premium $249. There is no monthly, annual, inactivity or minimum-balance fee. Top-up fees are 1.5% plus $1.00 on Classic and 1% on Premium, FX fees are 3.5% on Classic and 2.5% on Premium, and the conversion fee is shown before each top-up. Funding is in 32 coins across 5 networks (Ethereum, Base, BNB Chain, Solana, Kaanch), with USDT, USDC, ETH, BNB, SOL and KAANCH among the supported assets, and a deposit address per card. Cashback is paid only on card spending: 0.8% on Classic, 1% on Premium, 1.2% on Metal (capped at 100 USDT per month and 5,000 USDT in total) or 2% on Metal (capped at 250 USDT per month and 20,000 USDT in total), with a 10% headline at coffee shops capped at 10 USDT per month. Its review score is 6.6 out of 10.

Card.fi is the right comparison if you care about disclosed fees, multiple networks, and a real cashback structure, and the wrong one if you are looking for a free virtual card to set up in a few minutes.

How the three compare

None of the three is a perfect replacement for what Infini was. If a free, simple card is the priority, CardFlow and HyperCard are the closer match; if disclosed fees and a real cashback structure matter more than the upfront cost, Card.fi is the closer match.

Who I would recommend it to

In the strict sense, I cannot recommend the Infini card to anyone for new use, because the personal card programme is not open to new applications and the status of the personal Max card is not clearly stated. For the narrow group of people who already hold a card or an Infini balance, my recommendation is the holder checklist above: drain the card balance, withdraw the funds, remove the tokenised card from your phone, and stop using the account for anything you cannot afford to leave.

For new users who came here looking for a stablecoin-funded card, my recommendation is to start from a different product. CardFlow is the closest match if you are happy with a Nigerian-led product and you are willing to test it with a small balance. HyperCard is the simplest on paper, but the absence of a fee schedule and a country list is a real gap. Card.fi is the most fully disclosed, but the upfront card cost is the trade-off. Whichever you pick, the same structural cautions apply: name the issuer in writing, check the supported networks before you send, and do not leave a balance on a programme you have stopped using.

The wider point is that a closed programme is not a unique event. Crypto card programmes have been suspended, terminated and wound down before, and they will be again. The reader’s job is to pick a programme whose fees, issuer, and closure path are written down, and to treat any balance on a card as money you are willing to lose access to on short notice.

Frequently asked questions

What is the Infini card?

The Infini card was a crypto-funded payment card run by Cynosure Technology LLC, a Hong Kong company. It came in several versions for personal users (Pro, Lite, Tech, Max) and a separate corporate product, and it was funded with USDC and USDT, plus local USD and EUR accounts. As of mid-2025 the personal Global, Lite and Tech cards are no longer being issued or used, and the status of the personal Max card is not clearly stated.

How does the Infini card work?

You fund your Infini account with USDC or USDT, or with USD or EUR through fiat rails, and the app loads a card balance that you spend in the same way as a prepaid card. On the Max card you can also pay through Apple Pay and Google Pay, and the company says cashback of up to 3% is available on eligible purchases. The card currency itself and the multi-currency balance structure are not stated on the public pages.

Is Infini a bank?

No. Infini describes itself as a payments and wealth-management platform and says it partners with “regulated financial institutions” to issue cards, but the actual issuer is not named on the public pages. The Hong Kong company behind the brand, Cynosure Technology LLC, is not a bank, and the FCA mark shown on the site is not accompanied by a licence number.

Who owns Infini?

The brand is operated by Cynosure Technology LLC, a Hong Kong entity, which is the named seller on the App Store and on the company site. The individual owners and the investor list are not laid out in detail on the public pages I could read.

Is the Infini card available in my country?

The site says “180+ countries supported” at the platform level, but the App Store description is more cautious and says the card is available “where available” and that “feature availability may vary by account permissions, account status, and region.” For most readers the practical answer is that the personal card is not open to new applications at the moment, regardless of country.

How do I get an Infini card?

The personal Global, Lite and Tech cards are not open to new applications. The personal Max card and the corporate product are listed on the site, but their current status is not clearly stated. The cleanest reading of the public information is that there is no clear “apply now” path for new personal users at the moment.

Does the Infini card require KYC?

The site describes KYB (Know Your Business) for corporate customers and says automated identity verification can issue API keys “within minutes” and that full KYB for higher volumes “typically” takes under eight hours. The personal-card KYC documents and age requirement are not stated on the public pages.

How do I top up the Infini card?

With USDC or USDT, on whichever network the app tells you to use; with USD or EUR through a local account; or with fiat through Iron, which costs 0.20% plus a channel fee (ACH $1, FedNow $1, RTP $1, wire $20, SEPA EUR 1). The first card is free and there is no monthly or annual fee, but an initial top-up of at least US$10 is required.

How do I withdraw money from Infini?

The app supports BTC withdrawals, and the App Store release notes mention “withdrawal address matching” fixes. The site does not publish fees, limits or a closure timeline for card balances. In practice the path is to move any card balance into your Infini account balance and then withdraw through the app.

Is the Infini card safe?

The site claims SOC 2 Type II and PCI-DSS Level 1, segregated customer funds with regulated financial institutions, and multi-signature MPC wallets, with audits and penetration tests by Exvul. The card issuer is not named, the custody model for personal users is not stated, and the company went through a US$49.5 million USDC vault incident in February 2025, which it publicly committed to compensating. The honest answer is that the published safeguards look strong on paper and that the February 2025 incident is a real-world data point that sits in the other direction.

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