Credit and cashback cards: choosing between them
Two motives bring readers here. One group wants to keep holding their coins yet still spend, borrowing against them. The other group wants whichever card hands back the most, paid out in coins or stablecoins.
Either way the answer sits in the numbers: interest, ceilings on payouts, the asset in which the payout arrives, what must be pledged, and the conditions hidden behind any «up to» headline.
Watch two soft spots. Borrowing backed by coins can be recalled when markets slump, and a payout in a fast-moving coin is worth whatever the coin fetches that day. Entries lay these conditions out.
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